IRIS Explains · 38-second watch

Title at Application, Not at Closing

Title used to arrive at closing. With Pre-Policy Intelligence the title search and examination start at application, with initial findings targeted within 24 hours and the $149 fee credited in full against the premium when the file closes with an Intelligent Title policy.

Transcript

Here's what changed. Title used to arrive at closing. The one record that matters most, last in line. Now it arrives at application.

The moment your order lands, I'm reading the record. Ownership, liens, encumbrances. The full title record while the loan is still being built.

$149 pays for the early work. The title search and examination of the record performed and delivered within 24 hours. Close with an Intelligent Title policy, and the full amount is credited against the title insurance premium at closing.

I'm IRIS. Title at application, not at closing. That's the whole idea.

Intelligent Title is a brand of American Commercial Title LLC. Policies are underwritten by Stewart Title Guaranty Company and WFG National Title Insurance Company. IRIS answers pricing and file status; title examination is performed by licensed title professionals.