Underwritten by Stewart Title Guaranty Company & WFG National Title Insurance Company

Price your policy with IRIS
A neighborhood retail center with storefronts and palm trees
For Real Estate Investors

Evaluate every deal with the ownership and lien record already in hand.

Order at LOI and IRIS℠ delivers the record before earnest money and diligence spend commit, so every evaluation dollar goes toward deals worth closing.

You know what you're buying before the competing offer is even written.

Start Your Order — $149Read the case first
Underwritten by Stewart Title Guaranty Company & WFG National Title Insurance Company

For real estate investors of every scale, the one-property landlord, the wholesaler, the flipper running four to ten deals a year, the portfolio operator, the syndicator, the family office, the fund acquisition desk. Whether Intelligent Title was routed to you by your lender, your attorney, your broker, your sponsor, or another party in the acquisition, or you engage us directly, the order structure is the same. Pre-Policy Intelligence at LOI puts the title record in the acquisition file before capital commits.

A real estate broker in a navy suit in an office overlooking the city

Built for real estate investorsBuyers, holders and refinancers of rental, commercial and portfolio property.

SECTION 1

The Real Estate Investor's Operational Reality

Investor economics assume the deal closes on the quoted calendar. When title surfaces a title clearance item at wire scheduling, the calendar breaks, and with it the earnest money, the pipeline capacity, the sponsor's credibility with capital partners, the 1031 window, the rate lock on the financing that funds the deal.

You already know the pattern. You are buying at auction, buying off-market, buying wholesale, moving property between LLCs, refinancing into DSCR when the rehab is done, selling when the numbers work, and starting again. Two to three title events per property. Three to thirty properties at a time. Every one of those events assumes the title record is clean, and every one of them fails the same way when it is not: at wire scheduling, with days instead of weeks to work the clearance.

Pre-Policy Intelligence at LOI or contract puts the title record in the acquisition file before capital commits, before earnest money is wired, before diligence spend is committed, before the sponsor tells LPs the deal is happening.

SECTION 2

What Pre-Policy Intelligence℠ Is and What the $149 Order Does

Pre-Policy Intelligence is a title search and examination on the property you identify. When you place the $149 order, Intelligent Title opens the file and begins the work. Work begins on receipt of your order. Initial response within 24 hours.

What we examine on every file:

The $149 pays for that work, and it is applied in full to your premium when you close with an Intelligent Title policy. It is credited in full against your title insurance premium when the transaction closes with an Intelligent Title policy.

Intelligent Title·Pre-Policy IntelligenceWithin 24 hours

Ordered at offer. Back within 24 hours.

What comes back in the initial response

  • OwnershipWho holds title of record.
  • LiensRecorded mortgages and other liens.
  • EncumbrancesEasements, restrictions and other recorded matters.
  • Judgments and taxesRecorded judgments and property tax status.
  • Legal descriptionThe recorded description of the land.
Order Pre-Policy Intelligence — $149Read the case first$149, credited in full against the premium when the file closes with an Intelligent Title policy.
An owner-occupied light industrial building with a landscaped office entrance
Light industrialSingle-family, multifamily, mixed use, retail, industrial, hospitality and land: the same $149 search and examination for every property and transaction type.
SECTION 3

Why the Timing Matters, LOI to Closing

Milestone Conventional Sequence Pre-Policy Intelligence Sequence
LOI or acquisition contract Title deferred. Earnest money committed. You place the $149 order.
Day 1 — Title work opens the moment the order is received. Initial response targeted within 24 hours.
Due diligence period Diligence spend committed. Title record unknown. Diligence runs with title findings in the file.
Financing / capital call Financing structured without title record. Financing structured against known title facts.
When the closing is scheduled Title ordered late. Clearance surfaces days before wire. Clearance already worked.
Wire Delayed, restructured, or forced with unresolved risk. On the calendar the acquisition team quoted.
SECTION 4

How It Enters Your Acquisition Workflow

  1. You place the $149 order at LOI or contract execution.
  2. Your acquisition team completes intake identifying the property, the acquiring entity, the intended vesting, and, if applicable, the financing partner and legal counsel.
  3. Intelligent Title opens the file and begins the search and examination. Initial response within 24 hours.
  4. Findings return to your acquisition team and, at your direction, to your lender and counsel. Clearance is identified early with time to work it.
  5. The file matures toward closing with the title record understood from LOI. If the transaction closes with an Intelligent Title policy, the $149 is credited against your premium.
SECTION 5

The Portfolio Math

The $149 order is the smallest amount of capital you commit to a deal. Smaller than earnest money. Smaller than the appraisal. Smaller than the inspection. Smaller than legal diligence.

It is also the piece of capital that tells you whether the rest of the diligence spend is worth committing. When the deal proceeds, we hold the file across the cycle and the $149 credits at closing.

Across a pipeline, that math compounds. Across a pipeline, the value is that every offer is made on a record you have already read. When a deal closes with an Intelligent Title policy, the $149 is applied in full to your premium.

SECTION 6

What Your Acquisition Team Gains

CUSTOMIZATION

Customization for Volume Investors

For investors and funds acquiring at volume, Intelligent Title customizes the closing package to your operational requirements, entity vesting patterns, standard endorsements, coverage limits, closing document formats, wire instructions, delivery preferences. Your files arrive at closing with everything your acquisition, legal, and asset management teams need in the format they need it. To open a customization conversation, contact orders@intelligentitle.com.

SECTION 7

How You Arrived Here

Real estate investors arrive at Intelligent Title through two paths. Some are routed by their lender, their acquisition counsel, their mortgage broker, their creative finance sponsor, or another party in the acquisition, because that party operates the workflow Pre-Policy Intelligence is built to accelerate. Others engage Intelligent Title directly at LOI, in advance of financing or counsel selection, because the acquisition team wants the title record confirmed before capital commits.

Either path produces the same order structure. The $149 is paid by the acquiring party to Intelligent Title for title search and examination on the property under LOI or acquisition contract. Work begins on receipt of the order. Initial response within 24 hours.

Intelligent Title pays no referral fee, commission, marketing payment, revenue share, or other thing of value to any attorney, lender, broker, CDC, or other party for routing you to Pre-Policy Intelligence. The order structure is uniform across every relationship we work with. Nothing about how you arrived at this page changes what you pay, what you receive, or how the work is performed.

SECTION 8

What You're Paying For, and Provider Choice

What the $149 Pays For. You are paying Intelligent Title for the title search and examination on the property under LOI or contract. It is work Intelligent Title performs and delivers. If the transaction closes with an Intelligent Title policy, the $149 is credited in full against your title insurance premium at closing.

Provider choice. Choice of title insurance provider is yours. If financing follows and the lender maintains provider selection rules on the title insurance policy, those rules continue to govern. The Pre-Policy Intelligence order does not override them. What it does is put the title record in the file early enough that the acquisition team, the lender, and counsel are operating on documented facts, whatever policy path the transaction takes.

SECTION 9

Where It Applies

SECTION 10

What Pre-Policy Intelligence Covers

Deliverable hierarchy. Pre-Policy Intelligence produces a preliminary title picture, the earliest documented view of what is on record against the property. That picture is not a title commitment and it is not a policy. As the file matures toward closing, Intelligent Title issues the formal title commitment (governed by the underwriter's commitment form and applicable state regulation) and, at closing, the final title insurance policy (governed by the policy form and jurisdictional regulation). The three deliverables serve different purposes and carry different legal weight. Findings in the preliminary picture inform, but do not constitute, the commitment or the policy.

Pre-Policy Intelligence is record based. Ownership, liens, encumbrances, judgments, and tax status reflect the reasonably discoverable public record at the time the file is opened. Search turnarounds vary by jurisdiction, some municipal returns and survey coordinations run on standard local timelines beyond Intelligent Title's control.

Title work is distinct from environmental, engineering, and asset diligence. Pre-Policy Intelligence coordinates the title package. Environmental, engineering, and asset diligence remain the acquirer's separate workstreams.

PRICING

Pre-Policy Intelligence is $149.

Pre-Policy Intelligence is $149. That price is the same for every property, every customer, and every transaction type. Intelligent Title does not offer volume discounts, tiered pricing, negotiated rates, or promotional pricing on Pre-Policy Intelligence.

For portfolio and blanket acquisitions of five or more properties, contact orders@intelligentitle.com to structure portfolio-level engagement.

How the $149 works

One order, one file, from today to the policy

  1. TodayOrder Pre-Policy Intelligence$149. No policy commitment and no executed contract required.
  2. Within 24 hoursThe initial responseOwnership, liens, encumbrances, judgments and taxes, and the legal description.
  3. At closingYour title insurance policyThe $149 is credited in full against the premium when the file closes with an Intelligent Title policy.
Price your policy with IRISThe findings are yours from the moment they are delivered.
SECTION 11

Getting Started

Place the $149 order at the link below. Complete the intake form after checkout to identify the property, the acquiring entity, and any coordinating financing, counsel, or asset management team. Initial response within 24 hours.

For volume programs, portfolio pricing conversations, or acquisition-team onboarding, contact orders@intelligentitle.com.

Start Your Policy

Start your title work at day one.

It is the same title search and examination every policy is built on. We just do it first. This is the beginning of your policy, not a separate purchase. Order it, read what comes back, and tell us when you are ready. The $149 comes off your premium in full.

Start with one file. One ordinary transaction — order it here, and judge us on what comes back.

  • About two minutes. The property address and your email.
  • No contract, no policy commitment, no account to create.
  • Your file opens on receipt. First response inside 24 hours.
Start Your Order — $149

The same $149 for every property and transaction type, applied in full to your premium at closing. Portfolio and white-label arrangements are handled directly with our desk.

Secure checkout via Stripe. Pre-Policy Intelligence begins at checkout, and licensed title professionals examine every file.

Need to make the case to someone else? Send them The Case for Pre-Policy Intelligence.

One file, from today to closing
1
Today
Title search and examination

Ownership, liens, encumbrances, judgments and taxes, and the legal description, back within 24 hours. IRIS prices your policy whenever you ask.

$149
2
At closing
Your title insurance policy

Same file, same team. Your premium, with the $149 you already paid applied in full.

Nothing to order twice. The file that opens today is the file that becomes your policy.
WORTH KNOWING

Most files are not clean, and that is the point.

Industry research finds 36 percent of title files require substantial, nonroutine curative work, found early, that is a solvable problem with runway; found at day 45, it is the reason the closing slips. Fraud is essentially a timing attack: seller-impersonation succeeds because verification arrives late. Verifying the owner on day one closes the window.

Pre-Policy Intelligence integrates directly into your acquisition process, the record known at the offer, before earnest money is at risk. Questions about pricing, timing, or your file? Ask me, I am IRIS℠, and anything I cannot answer, I hand to a closer.

Talk to IRIS℠

Questions Real Estate Investors ask, answered

The same answers IRIS gives. The full library is on Questions, Answered.

I pull my own records off the county portal. Why would I pay $149 for something I can do myself?
Your portal read is real work, and it catches a lot. It isn't the whole record, though. Half of title files need nine or more sources, and 27 percent need documents obtained in person, according to ALTA's study of title production. The $149 is credited in full against the premium when the file closes with an Intelligent Title policy. Order at the offer and compare it with what you pulled.
I have bought sixty houses. I know what a title problem looks like. Why change now?
You clearly do. The change isn't about spotting problems; it's about finding them while they're still part of the price, instead of a reason to ask for more time. Order at the offer on your next deal.
This is a title search with a new name. Every closing I do includes one.
It's the same search, ordered earlier. You can order it on its own, with no contract and no policy commitment, for $149, credited in full against the premium when the file closes with an Intelligent Title policy. Try it at the offer and experience the difference the extra time makes.
My last deal fell through on the day of closing and the listing agent still brings it up. How does this make my next offer better?
That's a tough spot, and agents do remember. An offer written on an examined record is a stronger offer. You're no longer promising diligence you haven't done, and you become the buyer who shows up ready. Order at the offer and let that be the reputation agents remember.
I write ten offers to get one deal. That is $1,490 an acquisition. Make that pencil.
Fair math. You don't need to order on all ten. Order on the offers you intend to win, and talk to us at orders@intelligentitle.com about volume. One better priced acquisition can cover a lot of searches.
Half my deals are assignments or double closes. Whose search is it, and does it travel?
The findings belong to whoever ordered them, with sources and a search date on every item. That's exactly what an end buyer or their lender wants to see. Order at the offer and bring the record with you.
Say you miss something and I am already forty thousand into a rehab. What is my exposure?
That's the nightmare scenario, and it's worth asking. The underwriters, Stewart Title Guaranty Company and WFG National Title Insurance Company, carry the indemnity through the policy. The early search is what keeps your rehab dollars out of a property with a problem to begin with. Order at the offer.
I close with the same attorney and title company on every deal. Why add another party?
A closing team you trust is worth keeping steady, and we don't replace your attorney. What we add is an examined search at the offer, on its own, and then the policy on the same file, with the $149 credited in full against the premium when the file closes with an Intelligent Title policy. Try it on one deal.
I write offers at nine on a Sunday night. Who is there?
I am, for pricing and order status, at nine on a Sunday or any other time. A dedicated closer and closing team sit behind me, and a licensed title professional makes every judgment call. Order when you write the offer.
I do forty deals a year. What is the volume number?
At forty deals, it's worth a direct conversation. Portfolio and white-label pricing is handled by our team at orders@intelligentitle.com. The standard price stays flat at $149 for every property, credited in full against the premium when each file closes with an Intelligent Title policy. Write to us and let's set it up.
My deals come from tax sales and foreclosure auctions. The clerk already tells me it is buyer beware. What can you tell me that quiet title cannot?
The clerk is being honest with you. The clerk can't guarantee clear title, and some governmental liens survive the sale, as the Duval County Clerk of Courts notes. Quiet title is the fix after you already own it. Reading the record is how you know before you bid. Order before the auction.
My money is in holding cost and exchange deadlines. Convince me on the calendar, not the risk.
Fair enough, let's talk calendar. The 45-day and 180-day exchange limits can't be extended for hardship, according to the IRS. Curative work doesn't care about your deadline. Examine the record before you identify the property, and keep your calendar yours. Order at the offer.
Experience the Difference

The same title search. A different way to run the file.

Order at the offer and see how the file runs here, from the first record to the title insurance policy.

Day one, on its own
Order the search and examination before anyone is committed. No policy commitment and no executed contract.
The record in 24 hours
Ownership, liens, encumbrances, judgments and taxes, and the legal description, with the premium for your state and transaction.
Every finding cited
Each finding carries its record citation and search date, so it can be checked, not just trusted.
IRIS℠ at any hour
Pricing and file status, answered around the clock. Licensed title professionals examine the record and make every judgment call.
One file to the policy
The file that opens on day one becomes your title insurance policy. Nothing is ordered twice.

Pre-Policy Intelligence℠ is $149, credited in full against the premium when the file closes with an Intelligent Title policy.