Every order is opened by IRIS the moment it arrives, and every file is carried to closing by a dedicated title closer and a full closing team.
Intelligent Title presents IRIS℠
Meet IRIS. Your entire title department, reimagined.
Give IRIS the order. She takes it from there.
A traditional title search takes two weeks. IRIS starts before their office opens. She works around the clock, no vacation, no holidays, no voicemail. The moment an order lands, the file is moving.
Watch IRIS — Title Insurance, Built for the AI Era
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IRIS℠Intelligent Title
Price a policy
What will your title cost? Ask IRIS.
Your premium in seconds. No forms, no callbacks.
Start the file
Every policy begins with a search. Yours can begin today.
Order Your Title Search — $149Back within 24 hours, applied in full to your premium at closing. Underwritten by Stewart Title Guaranty and WFG.
Watch IRIS — Title at Application, Not at Closing
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Every workstream in a real estate transaction starts on day one, inspection, appraisal, underwriting. Title has been the exception: the one workstream ordered after the decision it is supposed to inform. Pre-Policy Intelligence changes that.
The record already exists. The only question is who has read it.
Title on the same clock as everything else.
Appraisal, inspection and underwriting start on day one. Now title does too, so what the record shows is known while there is still time to use it.
Your file·running together from day one
What IRIS does
IRIS educates. IRIS executes. IRIS informs.
A transaction-specific title workflow, not a rigid template.
- IRIS SchedulesBuilds a title schedule for this transaction: milestones, survey, requirements, dates.
- IRIS TracksFollows every open requirement and exception, and who owns the next step.
- IRIS EducatesExplains title in plain language to borrowers, originators and new staff. Explanations are kept separate from your file’s facts and from every legal or underwriting decision.
- IRIS CommunicatesKeeps each authorized participant current on the same file.
- IRIS ReportsAnswers for one file or for the whole title pipeline, within granted access.
SBA, conventional commercial, DSCR, hard money, seller-financed and subject-to files each get their own milestones, questions and exception paths.
And behind IRIS, people. A dedicated title closer and a full closing team carry every file to the table. Licensed title professionals examine the record and make every judgment call.
Meet IRISYour missing pipeline
Your lending runs on one standard process from the day financing begins. Title can too.
You know your funding capacity. You know your loan pipeline. Do you know your title pipeline?
October 1
Funding is ready. The loan pipeline is full. The question is which of those deals are title-ready, which have unresolved vesting, lien or ownership questions, and which dates are at risk because of title. A survey found missing two weeks before closing is a survey that could have been ordered forty-five days earlier.
Ask IRIS. She answers an authorized executive across the portfolio: order status, initial findings, open exceptions, responsible parties and next actions.
Sample institutional portfolio
Executive visibility. Transaction by transaction. Permission by permission.
This is what an authorized executive at a lending institution sees when IRIS reports across the files they are permitted to see: every file, where it stands, what is open and who owns the next step.
Clear to close comes from the underwriter. IRIS tells every authorized party the moment it does.
| File | Stage | Next step | Owner | Status |
|---|---|---|---|---|
| SBA 7(a)Owner-occupied retail | Initial findings back | Payoff letter, prior lien | Closer | On track |
| SBA 504Light industrial | Exceptions open | Survey ordered | Borrower | Needs a decision |
| ConventionalOffice condominium | Commitment issued | Entity documents | Counsel | On track |
| DSCRFourplex | Clear to close, from the underwriter | Schedule the closing | Closer | Ready |
| Hard moneyMixed use | Search ordered | Record due within 24 hours | IRIS | In progress |
Title work was never the slow part. Waiting to start it was.
Appraisal, environmental, and underwriting move in parallel from day one. Title has traditionally waited. Pre-Policy Intelligence changes that pattern, the title file opens the moment a letter of intent, application, or contract goes out.
- The file opens the moment the order is placed. A borrower, lender, attorney, or buyer can start it.
- The search starts right away: ownership, liens, encumbrances, judgments, taxes, and the legal description.
- Everyone works from the same verified record from day one.
What happens next: the initial record response arrives within 24 hours, and IRIS reports it to every authorized party.
- The title record is in the file. Every party sees the same facts at the same time.
- Anything that needs clearing is found early, while there is plenty of time to take care of it.
- The real work begins now: clearing title items, finalizing endorsements and municipal searches, and coordinating any lender-specific requirements.
- Questions get answered while the closing calendar still has room to move.
What happens next: the file moves from opened to advancing. Clearance is in motion, requirements are in hand, and closing logistics are coordinated with every party.
- The complete title package comes together: the commitment, endorsements, municipal searches, survey coordination, and the final policy.
- Any customization your lender needs, including riders, formats, and closing policies, is finalized and confirmed.
- Every party comes to the table against a record they have known for weeks, not hours.
What happens next: nothing on the title side is waiting to be discovered. The $149 credits in full against your premium, and the policy comes from the company that has been on the file since day one.
One IRIS, every participant
Every role, one file, one current record.
ExecutivesPortfolio visibility, file by file.
LendersIssues surfaced earlier. More closed loans.
OriginatorsKeep deals moving. Answers for your clients.
Credit teamsOpen vesting, lien and exception items, in view.
BorrowersA clearer path to closing, in plain language.
CounselAccess to the record, with its source.
Brokers and transaction partnersA current view of the files you bring.
- BorrowerKnow what title is, why it matters, what is happening on your file and what you need to do next.
- OriginatorYou sell loans. IRIS handles title initiation, education and status. Send one approved link with the LOI.
- CreditWhich vesting, lien or exception items are still open?
- CounselWhat remains before this file is ready for the table?
- ExecutiveAcross our files, where is title holding up a closing?
Each person sees what their role allows, against the same current record, with its source and last update.
Originators send the link. Borrowers start the file. Authorized managers oversee the portfolio.
One order. Four ways.
The form is the fastest way in. IRIS takes the order any other way you send it.
- Chat with IRISTell her about the property. She guides the intake.
- VoiceSay it. IRIS takes the details by phone.
- EmailWrite to iris@intelligentitle.com. She replies right away.
- Orders by chat, voice or email are completed through a secure link IRIS sends you, so the form gets you there in fewer steps.
You don’t need to know someone at Intelligent Title. You just need to know IRIS.
She learns your organization, understands your title pipeline, and is there when your team needs her. Behind her, licensed title professionals examine every file and carry it to closing, and two national underwriters stand behind every policy.
Every Intelligent Title policy is underwritten by
Stewart Title Guaranty Company
Established 1893Licensed in all 50 states
One of the four largest title underwriters in the United States.
WFG National Title Insurance Company
Established 1975Nationwide
A Williston Financial Group underwriter serving lenders and borrowers nationwide.
Worth knowing
4¢of the premium dollar goes to claims.
Claims, about 4¢Search, examination, curative work and operations
Title insurance is priced for prevention, not for claims.
Prevention is worth the most before you close. Pre-Policy Intelligence delivers it on day one, and the $149 is applied in full to your premium at closing.
Claims cost averaged just over 4% of collected premium, 2013 to 2022, per the ALTA claims analysis.
See what your premium would beThe white paper
The Case for Pre‑Policy Intelligence
You are going to be asked to justify this decision. This is the full argument, with every figure sourced. Read it yourself, or send it to whoever you answer to.
The timing caseThe cost caseEvery figure sourced
Read the white paperThe premium is regulated. The timing is not.
Title insurance premiums are governed by state rate regulation and filed rate schedules. In your state, for your property and your coverage, the premium is what the schedule says it is, with Pre-Policy Intelligence or without it. Ask IRIS and she will price yours in seconds.
What Pre-Policy Intelligence delivers is timing. An unreleased lien, an old judgment, a tax delinquency, a boundary question that calls for a survey, these surface on day one instead of 30, 60, or 90 days into the transaction, when the closing date is already on the calendar. Surveys get ordered on day one, not the week before closing. Clearance work starts while there is time to do it well.
Every real estate transaction runs on a different clock. We start yours at day one.
Every transaction runs on a different clock. Pre-Policy Intelligence starts the title work at day one — what that unlocks for you depends on your role. Find yours below.
7(a), 504, and Express originators closing against tight guarantee timelines. Pre-Policy Intelligence at LOI puts title on a parallel track to underwriting, appraisal, and environmental.
Conforming lenders, portfolio banks, and credit unions closing loans against lock periods. Pre-Policy Intelligence protects the closing calendar and the post-closing delivery timeline.
SBA-authorized nonprofit lenders packaging 504 projects. Pre-Policy Intelligence at project intake protects the SBA guarantee and the CDC's program standing.
DSCR, bridge, hard money, and private lenders closing on compressed calendars, where speed to close is the product and asset-level risk visibility is the pitch. Pre-Policy Intelligence at term sheet keeps the calendar defensible.
Residential and commercial originators packaging loans against rate locks and delivery windows. Pre-Policy Intelligence at the Loan Estimate + intent-to-proceed moment puts title on a parallel track to processing and underwriting.
Real estate counsel managing closings, drafting title opinions, and defending client files at the closing table. Pre-Policy Intelligence at engagement puts the title record in the file with runway to advise on it.
Buyers and existing owners acquiring real estate to reside, to rent, to lease, or to hold as a small commercial asset. Pre-Policy Intelligence puts the title record in the file at day one — so one of the largest financial decisions most people ever make sits on a clean foundation.
Buyers, sellers, and investors structuring subject-to, wraparound, seller-financed, land contract, lease-option, assignment, and novation transactions. Pre-Policy Intelligence at contract execution, the record in front of you while your deposit and your options are still yours.
Investors and owners acquiring for rental, reposition, wholesale, portfolio, or fund, one property or fifty. Pre-Policy Intelligence at LOI or contract puts the title record in the acquisition file before capital commits.
From LOI to closing
Title intelligence at every step.
- LOITitle starts with the appraisal and the environmental.
- Search and examinationThe initial record comes back within 24 hours.
- Resolve and coordinateEvery party works from the same current record.
- Clear to closeIssued by the underwriter. Reported by IRIS.
- CloseNothing left to discover at the table.
Activation
The LOI is the ignition.
Add one approved IRIS ordering instruction to the letter of intent, next to the appraisal and the environmental. The borrower or authorized party places the order by voice, chat, email or form, and the title file starts with everything else.
No separate software license. No mandatory training. A pilot can start with one LOI. The initial search and examination is $149, credited in full against the premium when the file closes with an Intelligent Title policy.
Letter of Intent Due diligence
Appraisal ordered
Phase I environmental ordered
Credit memo
The same title search. A different way to run the file.
Order the title search at day one and see how the file runs here, from the first record to the title insurance policy.
One platform. Every originator. Every transaction.
Do you have IRIS? Talk to her.
Introduce yourself, tell her what matters to your organization, and let her show you. Or take the next step now.
Pre-Policy Intelligence℠ is $149, credited in full against the premium when the file closes with an Intelligent Title policy.